EValue - Investment Pathways Hub

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90%

Advice

Investments

Phone: 01635 881180 Email: contact@ev.uk

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How we can help you

90%

Tim Jablonski Product Director, EValue

The Benefits

For each of the four investment pathway objectives, you will need to supply default pathway investments to non-advised consumers. You will need to design and test each pathway investment and help communicate the appropriateness to your customers.

Same engine used for consumer guidance modeller, adviser tools and digital advice – so completely consistent results

Opportunity for drawdown providers

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And what’s happening in the industry?

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Content 2

[Blog] Why Independent Oversight holds the key to Appropriateness

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EValue's credentials

Investments

The APIs have around 90,000 – 100,000 calls every month. As the team now know how to use our APIs, they can expand it globally very quickly. The only limit to their plans are internal resource and availability. As our client’s proposition grows, in terms of different offerings, our APIs will be able to support them. Currently they look at accumulation, though have plans to include decumulation too.

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EValue's credentials

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Discover how investment pathways provide an opportunity around income drawdown for your business as part of the FCA's PS19/21

Content 4

How EValue can help

[Blog] Bringing the Fintech Community Together for Better Financial Planning

Do expectations align with reality?

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Pension Freedom Index 2019

Investment Pathways software

90,000 - 100,000 calls a month

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Watch the Video

Content 4

4,500

Using APIs to grow

Pension freedoms are popular but consumers need considerable support Drawdown business growing fast as mass market consumers adopt drawdown Investment pathways solution can form the start of a wider process Opportunity to “get ahead of the curve” and build a robust and profitable business

[Blog] What do drawdown providers need to review for the upcoming investment pathways?

• Help deliver advice more efficiently using online assisted advice and digital advice thereby making advice more affordable and available to mass market consumers

Investment Pathways software

At Insight’s heart is a groundbreaking interest rate model producing realistic forecasts of future interest rates vital for drawdown strategies

Fund optimisation: Our customer-outcome-focused methodology helps you create the best fund or strategy for each customer objective Appropriateness: Assess how likely an investment is to meet the consumer's objective. Communication: Explain the risk and reward of the investment choices in terms of a consumer's objectives.

Investment Pathways software

Countdown to investment pathways regulation:

Contradictions, ignorance and unmet expectations: the state of income drawdown

People increasingly desire an income for life. They want this certainty throughout their retirement. But they also want flexibility. The problems start long before pension pot values and income levels come into play: there’s a fundamental contradiction between what people think they can do – and what’s actually possible

Download PDF guide

Download brochure

Advice

4,500

Our client is embarking on a digital advice transformation and using our components to fit into the gaps and solve the challenges they come up against. We’re providing the parts to help them make this happen.

Enabling digital transformation

Solution

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Spotlight

3 Hours

How EValue can help

We’ve established a long-term partnership with this client, helping them to not only grow each proposition, but develop them out into different countries too.

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Solution

Problems confronting consumers

[Blog] Investment Pathways: Turning Regulation into Opportunity

4,500

THE NEWBURY OFFICE Benyon House, Newbury Business Park, Newbury RG14 2PZ THE LONDON OFFICE 50 Liverpool Street, London EC2M 7PY Phone: 01635 881180 Email: contact@ev.uk

Guidance

Opportunity for drawdown providers

Creating long-term partnership

Use investment pathways as the first step to addressing consumer needs Design new optimised solutions to meet specific objectives Create a choice architecture to help consumers with the tough decisions they face Provide guidance and tools to allow consumers to tailor solutions to their specific needs Make advice more affordable for mass market consumers Create a business case by demonstrating the impact that interventions could have on revenues and profits

[Blog] Fin: A Digital Assistant for Supporting Income Drawdown

4,500

[Blog] Rethinking Your Approach to Retirement Income

Your Income Drawdown opportunity

THE NEWBURY OFFICE Benyon House, Newbury Business Park, Newbury RG14 2PZ THE LONDON OFFICE 50 Liverpool Street, London EC2M 7PY Phone: 01635 881180 Email: contact@ev.uk

Resources for the knowledge, research and understanding of income drawdown

Income Drawdown

Learn more

Download brochure

Phone: 01635 881180 Email: contact@ev.uk

[Report] Pensions Freedom Index 2019

A brief background: annuities and drawdown

How EValue can help

Email us

Content 3

[Blog] Pension Providers: What Opportunities Do New Technologies Bring?

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of patients are aware of clinical trial options3

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A worrying lack of knowledge

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Increased speed-to-market and the ability to scale globally

Jump to:

[Blog] Are You Preparing Your Consumers for Mortality Drag?

An independent off-the-shelf solution to communicate the choices end consumers have to understand for investment pathways

Content 2

Email us

Problems confronting consumers

THE NEWBURY OFFICE Benyon House, Newbury Business Park, Newbury RG14 2PZ THE LONDON OFFICE 50 Liverpool Street, London EC2M 7PY Phone: 01635 881180 Email: contact@ev.uk

Spotlight

Areas of expertise

Unmet expectations: What people expect and what they’ll get are chasms apart

Resources

[Blog] Six Ways to Help Your Customers Make Better Decisions

Whether it's increasing the efficiency of advice and guidance processes, improving the consistency of advice, or mitigating compliance risk, see how we're helping our customers deliver a better service.

From gaining significant market share to ensuring consistency and control over processes, see how our products and solutions help our customers with their investment propositions.

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15%

Increasing speed-to-market and the ability to scale globally

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Our Views

Download brochure

[Blog] How to Help Customers Understand the Importance of Financial Planning

[Blog] Rethinking Your Approach to Retirement Income

1/4

The simplicity and ease of using our APIs were key to this project. Our consultancy period was between January and March, and by April the team knew how to use our APIs. This gave them the freedom to scale and grow their offerings.

Get in touch

What are your investment pathways obligations?

Problems confronting consumers

Opportunity for drawdown providers

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Solving digital challenges

Resources

1/10

No limit to growth

Background

Our client, a global asset manager, wanted to build an automated advice process that included the explanation and calculation of risk and reward for each investment. They had created various tools and calculators before, but they hadn’t yet given advice in this way. As well as needing technical help, they were under tight time pressure and wanted to use a robust forecasting solution that was immediately accessible. In particular, they faced issues around finding and using an appropriate Risk Questionnaire. Most came in tool-form, which would have hindered where and how it was used in the journey.

Background

investigative sites will under-enroll2

74% of adults over 50 say income for life is key for their retirement.

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Guidance

investigative sites will fail to enroll a single patient2

600

Our views

of adults with cancer are enrolled in clinical trials4

1 milion

A brief background: annuities and drawdown

We gave the client access to our API Portal so the development team could get up and running with the right forecasting. Information was available in multiple currencies, allowing for expansion into different territories. The APIs we supply are for the investment forecast, the risk questionnaire and chance to beat target. Our client could also overcome issues around Risk Questionnaires. Instead of using a tool, they use our API. They can use it in their journey wherever they want. After the initial tender process, we gave our client consultancy support and taught the development team how to best use our APIs. We worked with business analysts, project managers, technical teams (including programmers and an architect), as well SMEs in advice, and the proposition owner.

Our products and solutions give our customers the edge when it comes to consumer guidance: from personalised experiences to fast delivery and better education.

Using APIs to grow

A long-term partnership

Download as a PDF

[Podcast] EValue's Income drawdown podcast series - Episode 1

[Blog] How to Create the Right Strategies for the Investment Pathways

[Blog] FCA PS19/21: Grabbing ROR, running with it and securing a big win

[Blog] What is the Advice Gap and how is it Being Addressed in the Industry?

[Podcast] EValue's Income drawdown podcast series - Episode 1

Insight is EValue’s high quality economic scenario generator which has an excellent independently verifiable track record

An independent off-the-shelf solution to communicate the choices end consumers have to understand for investment pathways

[Blog] Investment Pathways: Turning Regulation into Opportunity

[Blog] FCA PS19/21: Grabbing ROR, running with it and securing a big win

Comprehensive single financial planning engine covering all tax wrappers and cash flow goals including income in retirement

[Blog] What do drawdown providers need to review for the upcoming investment pathways?

[Blog] Bringing the Fintech Community Together for Better Financial Planning

[Podcast] EValue's Income Drawdown Podcast Series - Episode 2 - PS19/30 Guidance

Download brochure

[Podcast] EValue's Income Drawdown Podcast Series - Episode 2 - PS19/30 Guidance

Download PDF Guide

[Blog] Why Independent Oversight holds the key to Appropriateness

Resources

[Blog] What is the Advice Gap and how is it Being Addressed in the Industry?

View the research

Our software allows you to implement an off-the-shelf solution for consumers to choose investment pathway funds that meet their objectives

Our Views

Learn more

An independent off-the-shelf solution to communicate the choices end consumers have to understand for investment pathways

Advice

Download brochure